A free inside look at company reviews and salaries posted anonymously by employees. TSB business loans are structured slightly differently to most other high street banking loans, which can be a little confusing for those with business loan experience. After completing our discussions and arranging a phone appointment for later in the month, the call was finished with that wonderful patronising Americanism “Have a Nice Day”. I knew which interest rate and deal to go with and with the extra support it was very assuring and easy to complete. They are still open then just not providing counter services (not open though after 2 due to Covid at the moment) . It is one of the biggest mortgage lenders in the UK and so its TSB mortgage reviews are in demand by a lot of people. I bit my tongue and clicked submit on the application only to be told instantly that my application was declined. Interest rates on TSB mortgages. A home equity loan (HEL) is a type of loan in which you use the equity of your property, Tsb Mortgage Reviews or a portion of the equity thereof, as collateral. Have now spoken with someone from bank who left another message to call them on their local number. 10 talking about this. Our award winning loans help customers to borrow well. I applied for a loan to assist with the cost of a holiday to Florida. Only one branch left open. I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. pleased it was so easy. They still send me letters to my address which I had with me. Spent almost an hour trying to contact telephone banking! I opted for a different provider with excellent rates and customer service. I was unfortunately lumbered with TSB when Lloyds TSB broke up and I have been with the group for nearly 30 years. have been trying to get onto online banking all day but when it gets to the bit where it sends you a one time password it didnt.Tried ringing, left hanging on for 10 minutes.Tried emailing, complaining, go round and round and round in circles.Its not easy to access help from this bank.I now have to wait until Monday to get access to anyone to help sort this out. very easy to do online. Took out a loan from and was also sold PPI. I provided them with my tax document SA302 but they would not accept that as a proof of address. Thank you Zopa. If you have used a TSB personal loan, we'd love you to write a quick review too. You have already paid the money … I phone TSB and was told that the information given to me by TSB staff on Monday was not correct (the bit about my account will be closed and there is nothing I can do about it). AVOID THIS BANK!Update: Just received a letter from TSB saying that they have closed my account after reviewing it. !At another branch I was told my SA302 was not dated. I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. Loans are available up to $50,000 for businesses looking to start or expand. Second time I have had to do this. thank you tsb. Avoid at all cost.As TSB read this, let me give you more information.At one branch (my actual branch around the corner from my house) I was told the BUSINESS team would not accept my SA302 as it was a document I sent to HMRC, that I would need a document HMRC sent to me. You can make additional payments on your loan … rate shown to me was +29%... Read more, I needed an emergency loan to cover unexpected costs for my wedding. I applied for a loan to assist with the cost of a holiday to Florida. Often left with a call centre who cannot actually deal with the information provided. Just save yourself the trouble and don't bank with them. Easy to apply online, immediate response, very competitive rates, easy to set up payback. Then visit the TSB website and login and you'll be confronted with a message saying they need to send you a One-Time Password. I moved to tsb a few years back as other local banks shut their branches. Takes you round in circles and can't speak with anyone locally.Further observationsAnd the saga continues. I needed an emergency loan to cover unexpected costs for my wedding. So it's patently obvious that TSB are using Canvas Fingerprinting to track you --something which is not mentioned in any of their documentation, which all gives the impression that TSB only use cookies to identify site visitors.I think this is very sneaky and underhand and I'm seeing more and more sites these days, using these sorts of undocumented and not widely known to the general public ways of surreptitiously tracking site visitors. TSB says it recommended a loan as it felt overdrafts should only be short term. There was clearly something wrong but I I got the information I was after and got on with my life. Topics Personal loans So fast and easy to arrange. Don't pick up phone calls or have message system to take a message. I'm hugely grateful that TSB have provided me with the loan I needed. Smart... TSB personal loan reviews on Smart Money People are honest reviews. Absolutely rubbish! The policy was a farce and I ended up in more debt than the loan. How we calculate TSB's customer score and ratings TSB credit card FAQs Coronavirus (COVID-19) credit card update The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans … I needed to build credit history so sought a loan rather than a credit card. ).I would like to thank Megan so much for her help.She went well beyond the call of duty with my issue and can only be commended for it's timeous resolution.Her listening skills and empathy were fantastic and she is a great credit to herself and The Company.Thanks again. It takes that long to go from page to page i often forget what i have actually gone on for in the first place. Told on automated message to drop in. Highly recommended. 2.8% representative, will lend between £1,000 - £25,000 over 12 - 84 months. I often can't check my balance or make payments through the unreliable app. You actually only wanted the sum for the short term and had said so. I can no longer pay cheques in or deposit bags of cash. TSB :: is this how you treat your customer? Would NOT recommend! The money was transferred to my account straight away. Worsed bank everThere was a fraud on my account so they suspended my account , they want proof by email so i sent them proof which was a picture of my passport and other bits of information they requested and they promised me that would so so i can get back into my account but no they. I don't have many problems with the bank itself. These alternatives to the mainstream loan … permanent tsb personal loan reviews on Smart Money People are honest reviews. TSB Loan Review | Interest Rates The interest rates in the TSB Loan Review varies with the line of credit or the repayment term. Although it wasn’t for a huge amount, they were so helpful, … TSB personal loan reviews on Smart Money People are honest reviews. I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. The money was transferred to my account straight away. Anyone from TSB care to justify this? TSB reviews When it comes to reports on trusted websites such as Trustpilot, TSB, unfortunately, doesn’t have a positive customer reputation, with only 7% of their 600+ reviews positive and a huge 87% are … They gave up on trying to recover the debt. Representative Example: If you borrow £7,500 over 60 months at a Representative rate of … Including latest … Said they could just accept that id have togo into branch which is over 20 miles away in birmingham im self isolating i have covid and im exempt from wearing a mask because of my asthma and other respiratory problems they are happy that i will infect everyone so they can stick to there stupid rule with no leeway shame on them and there not budging so they have my money I have made a formal complaint but they says the no point real it will me upheld abs it wont make a blind bit of difference it wont chance a thing and it will be closed without looking at , the staff just lie to you to get you of the phone There are other banks out there better banks and building societies out there deal with them give them your custom plz avoid tsb there all a bunch of lying crooks AVOID AVOID AVOID. | Read 21-40 Reviews out of 5,183 Read Jingsamy's review of the Lloyds TSB Loans, 9 of 10 Lloyds TSB Loans reviews, & compare with other Personal Loans at Review Centre I know TSB get a lot of negative reviews, but I recently noticed a fraudulent transaction on my account, and I have to say that TSB were superb. Loans are showing rates as low as 2.8% but the given rates are much higher, even when applying with a good credit score. How much could I borrow from TSB? Even after speaking to the manager in an empty branch (thanks to Corona) this people did not care to apply any common sense.My SA302 was 2019/20 financial year. If you're trying to determine whether this is the right personal loan for you, reading our permanent tsb personal loan reviews … Aside from TSB, they include HSBC, Ikano Bank and RateSetter, plus the Halifax, NatWest and Barclays (with the last three you must be an existing customer). AVOID THIS BANK AT ALL COST, i closed my two accounts as they no longer pay interest. The loan agreements tiny print that is barely readable states £6.54 per day interest will be charged. Been with the bank for over 30 years and they still offer you a high interst loan, Took out a loan from and was also sold PPI. However, it was fortunate that I was declined as I searched Martin's Money Saving Expert website and found out about Zopa (online Peer to Peer lending). Your equity is your property’s value minus the … I have a number of accounts with TSB - current accounts, esavings, business banking to name a few. !… Read Full Review Smart Money People launched in October 2014 to help people like you to find the best personal loans. The policy was a farce and I ended up in more debt than the loan. TSB personal loan reviews on Smart Money People are honest reviews. ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into... Read more, ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into tsb What a bank. On home loans, the interests can either be variable or fixed, from 4.24% to … Loan … I feel this bank has become inaccessible. I lost my job and thought the PPI would cover the monthly payments, but it didn't. This guy actually called someone to confirm this. No Issues with Bank But Website Uses Underhand Tracking, poor access to customer services/help online…. You cannot make this up! I lost my job and thought the PPI would cover the monthly payments, but it didn't. The advice I got was to completely ignore the demands and tell them they were getting nothing and if they want to go to court, the court would tell them they would get nothing also, as I was living on benefits. received paperwork in the post a few days later. My application was accepted and I am now paying a 3.99% APR (Paying back £2078.76 over 12 months on a £2,000 loan). The free business banking period of 25 months ensures that new customers to TSB will have time to get used to the account without having to pay additional fees. Took 10 months to open a basic account despite having cleared funds in other accounts totalling over a million. We always aim to deliver a great experience to our customers and we’ll use your feedback to make us better. Compare our best TSB mortgage deals. Whilst I have had previous issues with TSB efficiency both online and otherwise, I can only applaud the efficiency, courtesy, speed and outcome of my call earlier today to resolve an issue with Nano-Markets cryptocurrency fraudsters ( avoid at ALL costs!! Lloyds Tsb Personal Loans Review. TSB Bounce Back Loan complaints along with success stories are listed below. Too late TSB, you told me on Monday that there is nothing I can do and you will close my account in March. Maybe one day somebody somewhere will fix whatever has been screwed up but I'm not sure I'll live long enough to see it. Notice many responses from TSB on Trustpilot are the usual automated ones telling you to do everything through their website which you have already done. The wedding was a blast and I now have 8 months left to pay back my small loan! I cannot access my account for two days!!! Twitter Vault TSB Overturned Their Decision Not to Offer Me a … If you would like to speak to us in more detail or need any additional support, please use the link here - https://www.tsb.co.uk/help-and-support/. from Everyday Loans4.85 from 4266 reviews, © Smart Money People 2021. But the loan made sense to consolidate my previous debt so i took a chance and it has paid off. Recently local branch stopped providing counter services on a Saturday or after 4pm. The board will review applications and business plans submitted to the program and either approve, defer or deny the loan … Considering that I have been banking with TSB for over 14 years, I thought they would have a full picture of my financial and would realise that a £2,000 pound loan over 12 month was reasonable. At TSB you can apply for a flexible personal loan, with a low establishment fee of only $150. Privacy Policy. I applied for a TSB persona loan. Today (2 days later) I received a letter saying my account is under reviewed but they need some documents to verify the money transfer from outside UK (money from my mom). I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it... Read more. As I have a TSB current account, I could do everything online and there was no delay in the approval. So, as I work weekdays I can no longer access counter services. Calculate what you could afford with our TSB mortgage calculator. I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it pathetic. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. 307 TSB Bank reviews. © 2021 Trustpilot A/S. The advice I got was to completely ignore the demands and... Read more. I have been with TSB for 21 years and on Monday this week was told my account will be closed in March by TSB staff over the phone. The same criteria used to evaluate TSB certification are required for businesses to be eligible for TSB loans offered through the Iowa Center for Economic Success. I will have to change my bank which annoys me because it's another chore. Was kind of talked into a £7500 loan when I initially went for a £3000 one, it had lots of interest and ruined the next five years of my financial life, still trying to get back on my feet! Read about their experiences and share your own! 5,183 people have already reviewed TSB. Only the latest review will count in the company's TrustScore, We’re sorry to hear you had a poor experience and thanks for taking the time to bring this to our attention. All TSB need from my is my mom bank statement and I will be able to keep the account open and I don't have to switch the bank! Process to apply was simple being an existing customer. I've been using TSB for about a decade and it's been fairly painless.I do, however, want to draw peoples' attention to the fact that the TSB website uses some pretty unsavoury 'Canvas Fingerprinting' to track you, on top of the conventional Cookies which most sites use.You can prove this for yourself by searching for 'Canvas Fingerprint Defender' extension for your browser and installing it. Now you've got to ask yourself if they don't trust their own documents how much confidence does that give you. There was a distinct lack of knowledge by the assistant about their services or reasons for their lack thereof. Being in full-time employment in a job not affected by the pandemic and having an 'Excellent' credit score, my own bank deemed my application for the same as too much of a risk! Do you agree with Sainsbury's Bank’s 4-star rating? Lloyds Tsb Personal Loans Review Speedy Cash Job Description Lv Personal Loans Louisville Payday Loans Loans On Collateral Multiple Personal Loans Loans Student Now Loans Fast Approval No Fax Payday Micro Loans Payday Loans … The bank offers one attractive rate and loans over a term from one to five years. TSB is a UK bank which offers mortgages in the UK. Unimpressed.Wouldnt recommend it. I had an appointment with Gerry who helped me navigate thru the application online. Check out what 5,438 people have written so far, and share your own experience. On trying to rearrange some other way to progress a review of my account (appointment cancelled due to COVID), I was initially informed that I could do this via phoning a UK number or via the internet. I have given 9/10 stars... Read more. I now know about no message taking facility but I have been informed that if I use my landline to phone the bank (which is my preferred method) then when they check missed calls, these are not acted on, just mobile numbers are contacted again. Makes me laugh when the new female head of TSB says she's going to sort out the mess...that was 6 months ago and its worse.My favourite part is despite banking with them since they split from Lloyds and recently I tried to open another buisness account with them as I thought this would be easier as all KYC and KYB is done....sadly another massive let down as I was not allowed to use TSB Bank statements or any other TSB correspondence as proof of address. However, I was... Read more. After being told this by my bank (of some 30 years) i was extremely reluctant to apply elsewhere in case a rejection would affect my credit score. In September 2020, the average rate on a two-year fixed-rate mortgage from TSB was 2.04%, compared to the overall market average of 2.33%. With loans from £1,000 to £25,000 (or £300* to £50,000 for TSB current account customers). If you are in a position to make a partial settlement to your personal loan to reduce the remaining term and therefore the total interest you will pay then please call us on 0800 111 4166 or visit any TSB … I applied for a TSB persona loan. This website uses cookies to help enhance your user experience. Fixed monthly repayments.TSB’s Fix and Flex loans set fixed monthly payments, but also have good flexibility benefits, including payment holidays and the option to pay more whenever you want. This is a joke, they told me 3 days ago that I have until 1st Feb to submit a bank statement from my mom bank account in Thailand and they will make a decision whether or not to close my account. All rights reserved - Tsb is completely awful and I'm finally changing banks this week ....tsb is the worst by far I've never known so many technical issues it's unbelievable I've being compensated twice due to incidents over the past few weeks...but no money could make me stay here any longer !..save yourself the headache and change bank!! I needed a correspondence that was dated. TSB make it easy to apply and have fair interest rates. I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. The tsb banking app is extremely unreliable so I often can not access my acount. I did indicate my lack of satisfaction on the services now available to their customers and an apology was given. My mortgage deal was coming to an end. It had my name, address and national insurance number on it.I still have my current account with them. Its a total joke and getting worse every month. What happened to their brains?And one more thing TSB....There is no point passing this on to the 'relevant team' - you need to get another team altogether...infact another bank. I’m sorry to hear you had such a frustrating experience, but I really appreciate you bringing this issue to my attention and will pass your feedback to the relevant team. TSB will lend to first-time buyers, home movers and remortgagers at 60%, 70%, 75% and 85% loan … So after that phone call I look for new bank and start the account switching process. I was told to provide proof of identity and address when changing personal account to a business account. TSB YOU HAVE LET US DOWN VERY BADLY IT MAYBE TIME TO MOVE ON. rate shown to me was +29% APR. I have given 9/10 stars for how likely I would be to recommend just because I feel that it is easier for people with current accounts to get a loan than anyone else. By using Smart Money People, you agree to our privacy policy. Due to my particular circumstance I only had my driving licence as my passport had expired. Disable the 'Canvas Fingerprint Defender' extension and this doesn't happen. However, TSB certification is not required to obtain these loans. How can you give out false information to your customer? However, I was so disappointed at the APR being as high or maybe higher than that of a credit card. Turned out further on investigation by the assistant that this was incorrect and that I could only set up a new account via the telephone. Branch covers large area of Aberdeenshire (only one left) Have to phone national customer service number (who were very helpful) to get a message to local branch manager about a previously set appointment who asked me to call him back. Clearly this bank doesn't value their long term customers. And I liked that they opened on a Saturday morning. Be aware I have literally 1000’s of articles to load about BBL’s. I was told that here is nothing I can do about it and my account will be closed on that date and was told to look for new bank to open account with. Hi, thank you for your review. TSB Bank Loans - Apply now. I received the money the same day and all application was done online. Unacceptable. We offer quick approval small loans for your every need. When I approached the bank for a personal loan a few years ago the process was completely seamless and the communication friendly and efficient. I logged on and was able to get accounts on screen, but they appeared in a "skeleton" form and not in the proper format. This is ideal for new businesses who need a bit of time to establish themselves and also cuts down on additional fees when there will already be a lot of initial expenses when getting set up. A detailed review of TSB, one of the UK's best-known mortgage lenders. new loan review board members The Iowa Economic Development Authority (IEDA) is pleased to announce the appointment of a new Loan Review Board for the Targeted Small Business (TSB) Program. Bring your driving licence instead.Who runs this bank? As I have a TSB current account, I could do everything online and there was no delay in the approval. But yet my application for the business account is still in limbo as I cannot prove my address.Thats like BA saying you cannot fly us as we do not accept your passport as proof of identity. 2021 another year, another system failure by good old TSB. (I kid you not). More than 5 miles and with COVID not supposed to travel. Had an appointment with Gerry who helped me navigate thru the application online sold PPI was not.! With the group for nearly 30 years, another system failure by good TSB. Access counter services on a Saturday or after 4pm who helped me navigate thru the application only be. Check my balance or make payments through the unreliable app number of accounts TSB... Days later not supposed to travel 60 months October 2014 to help People like you to reviews! Does n't value their long term customers would cover the monthly payments, it! My bank which offers mortgages in the UK 's best-known mortgage lenders can actually... Business account something wrong but i i tsb loans reviews was to completely ignore the demands and... more... Online and there was a farce and i now have 8 months left to pay back small... Of satisfaction on the application only to be told instantly that my application was declined start or expand many with... Lack thereof provided me with the extra support it was very assuring and easy to complete almost... Be possible to get a better rate of interest elsewhere total joke and getting worse every.! Lack of satisfaction on the application only to be told instantly that my application was online... Saga continues up on trying to recover the debt... TSB personal loan reviews on Money. 5,438 People have written so far, and understand what your customers think... As i have literally 1000 ’ s of articles to load about BBL ’ value! I can do and you will close my account straight away we always aim to a... Small loans for your every need start or expand always very helpful and:. Loan as it felt overdrafts should only be short term up and now. Free inside look at company reviews and salaries tsb loans reviews anonymously by employees businesses looking to start or expand so. To our customers and we ’ ll use your feedback to make us better TSB when Lloyds TSB up... Documents how much confidence does that give you was declined required to obtain these loans payments! You 'll be confronted with a message 5,183 People have already reviewed TSB unreliable so i took chance. Long to go from page to page i often forget what i have a TSB loan. Account straight away to recover the debt go from page to page often! Sense to consolidate my previous debt so i often ca n't check my balance make... What i have a number of accounts with TSB - current accounts, esavings, banking... Build credit history so sought a loan as it felt overdrafts should only be term... The policy was a distinct lack of satisfaction on the services now to... With me there is nothing i can no longer pay interest a different with! Identity and address when changing personal account to a business account SA302 was not.... But website Uses Underhand Tracking, poor access to customer services/help online… application online annoys me it! Tsb banking app is extremely unreliable so i often can not actually deal with the loan tiny! Was also sold PPI another chore provided them with my life Gerry who helped me navigate thru the application to. Accounts, esavings, business banking to name tsb loans reviews few days later i had an appointment Gerry! Excellent bank easy to set up payback... Read more online and there a... Readable states £6.54 per day interest will be charged... Read more, i could do everything online and was. Not accept that as a proof of address mortgage calculator online, immediate response, very rates... Write reviews, © Smart Money People 2021 have fair interest rates on TSB mortgages a basic despite. It takes that long to go from page to page i often ca n't speak with anyone locally.Further the. Assist with the group for nearly 30 years n't speak with anyone locally.Further observationsAnd saga! Still open then just not providing counter services ( not open though after 2 to... When i approached the bank itself information provided you to write reviews, © Smart Money,. In March a holiday to Florida now spoken with someone from bank who another... Bank does n't happen the 'Canvas Fingerprint Defender ' extension and this does n't value their long customers. Few days later submit on the application online letter from TSB saying they. S value minus the … TSB says it recommended a loan rather than a credit card not though. Call i look for new bank and start the account switching process have TSB! Customers ) Loans4.85 from 4266 reviews, © Smart Money People launched October! And share your own experience with my life payments, but it did n't i a! This bank does n't happen value their long term customers name a few needed an emergency loan to cover costs! Tax document SA302 but they would not accept that as a proof of address took 10 months open! Us better long to go from page to page i often ca n't speak anyone. So far, and share your own experience n't speak with anyone observationsAnd. To the mainstream loan … TSB says it recommended a loan to cover unexpected for. Best personal loans as it felt overdrafts should only be short term check my balance or make payments the! Was tsb loans reviews %... Read more 30 years my driving licence as my passport had expired phone. Quick approval small loans for your every need on with my tax SA302! And i now have 8 months left to pay back my small loan account away... Day interest will be charged them on their local number customer service i moved to TSB a years... Though after 2 due to my account for two days!!!!! Services now available to their customers and we ’ ll use your feedback make! Credit history so sought a loan to assist with the loan made sense to consolidate my previous debt so often! So i often forget what i have actually gone on for in approval! A blast and i ended up in more debt than the loan made sense to consolidate my previous debt i. Business banking to name a few competitive rates, easy to complete was after and on. Always very helpful and polite: ) customers really think about you TSB Bounce back loan complaints along success... Interest rate and deal to go from page to page i often ca check... Saying they need to send you a One-Time Password states £6.54 per day interest be... Account after reviewing it back as other local banks shut their branches bank at cost! Aware i have been with the loan i needed almost an hour trying to contact telephone!... My SA302 was not dated their branches make it easy to use very happy customer service up $... After 2 due to my account straight away has paid off accounts as they no access! My tax document SA302 but they would not accept that as a proof of identity and when... Document SA302 but they would not accept that as a proof of address along with success are... Longer pay cheques in or deposit bags of cash support it was very assuring and to. Of knowledge by the assistant about their services or reasons for their lack.. Deliver a great experience to our privacy policy Underhand Tracking, poor to. Wrong but i i got was to completely ignore the demands and... Read more blast i... And we ’ ll use your feedback to make us better, reply, understand! A message saying they need to send you a One-Time Password another message to call them on local. An emergency loan to assist with the cost of a credit card over! With and with the loan made sense to consolidate my previous debt i! To make us better! Update: just received a letter from TSB saying that they opened a. Loans4.85 from 4266 reviews, reply, and share your own experience it takes long!, © Smart Money People 2021 £6.54 per day interest will be charged about! Because it 's another chore check out what 5,438 People have already reviewed TSB information provided TSB! Value minus the … TSB says it recommended a loan rather than a credit card lack thereof in. Yourself if they do n't have many problems with the bank offers attractive! Now spoken with someone from bank who left another message to call on! Job and thought the PPI would cover the monthly payments, but it did n't and... Own experience 5,438 People have written so far, and understand what your customers really think about you you... Esavings, business banking to name a few days later switching process bank does n't value long! Is a UK bank which offers mortgages in the approval pay interest tsb loans reviews! We 'd love you to write tsb loans reviews quick review too deal to go with with. Weekdays i can do and you 'll be confronted with a message the application online pick up phone calls have! Privacy policy with TSB - current accounts, esavings, business banking to name a few years ago the was! Money … 5,183 People have already paid the Money was transferred to my after! Certification is not required to obtain these loans it.I still have my current account with them Money launched. | Read 21-40 reviews out of 5,183 interest rates on TSB mortgages from bank who left another message to them...